Distressed property experts, Darryl and Darin Zuber, of The Zuber Team at London Properties insist that foreclosure is not the answer to the current home ownership crisis looming throughout Fresno and Madera Counties.
“Foreclosure should be viewed as a last resort, after everything else has been explored and there are no other options,” said Darin Zuber. “Many homeowners do not know that there are many steps that can be taken before a foreclosure takes place.” The Zubers’ focus with homeowners facing the foreclosure process is to give them the hope of a dignified solution to their financial crisis through current lender loan modification, loan refinancing (short or long-term), or a short sale (a lender-approved sale at less then the outstanding loan balance). The Zubers’ commitment to help save homeowners from foreclosure occurred after participating in several short sales and bank owned transactions. Witnessing the utter helplessness and guilt felt by homeowners facing foreclosure, compelled the Zubers to act as a homeowner advocate, lending a helping hand of expertise and compassion. With their thirty-eight years of real estate experience, their commitment to education, strong marketing, systems development and checklists, combined with their knowledge of the pre-foreclosure process, have given their clients an advantage in this current epidemic of foreclosures. “Not having a clear understanding of the elements and consequences of foreclosure lead many homeowners to just give up,” said Darryl Zuber. “And believe me there is a huge difference in life after foreclosure, as opposed to life with foreclosure. We may not be able to save every house, but we can offer the helping hand to every financially distressed homeowner.”
For a confidential phone interview regarding your real estate questions, contact Darin Zuber at 559-307-7777 or at dz@gozuber.com 
Working With An Agent >An Artful Compromise
People who try to sell their own homes begin to appreciate the expertise of professional real estate agents as soon as their first offer comes in. They want to sell their home, and they have found prospects who want to buy. But what happens next?
When the negotiating process begins, things can get "sticky". First, there are personalities involved, and real estate transactions can be stressful and challenging. The buyers may seem unreasonable if they make an offer that is considerably less than the sellers are willing to accept. At that point the buyers may become offended by the sellers' attitude.
When professional real estate agents are involved, the process is much less adversarial. The two parties see very little of each other until the rough edges have been smoothed out and there has been a meeting of the minds. Good real estate agents know how to keep personalities out of the transaction and to help both sides reach a mutually agreeable compromise.
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| Q |
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
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| A |
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses. |
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- NUMBER1EXPERTS™ 
